Points Powerhouse: Discover the Ultimate Transferable Points Credit Card Mix!
Now that we've got all the info on the best cards for every kind of shopping, let's chat about our favorite card mix! This combo covers most of your spending and can snag you some excellent bonus points if you play your cards right (pun intended)!
But before you dive into the world of cards, remember to check those sneaky credit card sign-up rules. Trust me, it's not fun to get all excited about a shiny new card and then get denied for some silly reason. You can check out our post here for some helpful tips.
Our go-to card mix includes the awesome Chase Sapphire Preferred or Sapphire Reserve card for your travel needs, giving you 3 points per $1 spent. When it's time to stock up on groceries or enjoy a nice meal out, the Amex Gold card is your buddy, offering 4 points per $1. And for all those times you're at the pump, the Citi Premier card hooks you up with 3 points per $1. Lastly, the Venture X has your back for all those miscellaneous expenses, racking up 2 points per $1 spent.
The best part about this mix is that you're earning points in four different programs, so you're not stuck with just one. To make life easier, why not label your cards? A simple label maker can help you remember which card to use for each kind of spending.
Trust me, it makes things a lot less confusing.
Let's break it down a bit more. Imagine you spend $800 on groceries, $400 on gas, $600 wining and dining, $150 on travel, and $2000 on other stuff each month. With a regular 1 point per $1 card, you'd earn about 3950 points. But with our mix, you could rake in a sweet 11250 points monthly. That's an extra 7300 points just for using the right cards!
Keep this up for a whole year, and you could end up with a whopping 135,000 points. If you're smart about it, these points could get you some serious travel perks worth anywhere between $2025 to $4050 annually. And if you read our “From Dreaming to Doing: Our Tokyo Trip on a Budget with Points and Miles!” you realize those points might even get you a mind-blowing $16,807.50 worth of travel. Crazy, right?
So go ahead, give this card combo a try, and treat yourself to some well-deserved travel perks!
